As the business of identity theft grows every year, equipping your PC with a good phishing filter becomes more and more important. Phishing is the practice of stealing personal info via the Web. With this info, phishers can make your life miserable.
Phishers are unscrupulous criminals whom will go to great lengths to trick honest people by misrepresenting themselves as representatives of reliable businesses. What they are really out to do is to lure you into their trap.
Computer savvy phishers will create false Websites using business logos to make them appear genuine. They usually contact their victims through instant messages or e-mails, requesting that they go to a specific Website to "verify" their account info. Often, they create pop-up windows that are difficult to resist.
If you visit the false website and enter any information, you could be opening yourself up to having your bank accounts tampered with, incurring fraudulent purchases on your credit card accounts or becoming the victim of identity theft. Once any of these happen, you'll have a long road to recovering what's legally yours including your own name and identity.
Having a phishing filter will protect you by preventing you from entering private info into Web sites which are confirmed to be engaged in phishing activities. Many filters can be downloaded from the Internet at no charge and will automatically update themselves to keep your protection up to date. If you choose a filter which does not come with an auto updater, you should plan to run manual updates minimum once each week.
Phishing filters include Phishing Sweeper 2.1.0.1, Phishing Detector 1.0, Clear Search Anti-Phishing 1.80.d & SPAMfighter. Check on the web to see which are the most up to date before downloading. As with all things online, software, including phishing filters, are subject to changes and even to being outmoded. To find the best phishing filter for your Web shopping and banking habits, do some research on the internet about the programs or ask an agent from your local Internet Service Provider for suggestions.
Among the best ways to protect yourself from Internet fraud is to beware anytime someone contacts you to request your private info. Most often, you initiate the exchange of your personal info. If somebody contacts you to request it, you can always ask for a phone number to determine whether the request is legitimate.
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